Kit Batina speaks to private senior and retirement groups throughout the San Francisco Bay Area. Public Seminars are also held on a regular basis. In addition, she teaches adult education courses in her community on various topics. These include:

Take a look at Kit Batina's upcoming 2006 seminars.
Register Today! For info call 1-(800)758-3152

Milpitas Adult School
April 24, 2007
Be Your Own Banker was taught to many who were very intrigued at how to cut interest charges and pay less taxes... legally.

Wealth Creation Real Estate Investment Group
March 21, 2007
Kit was invited to speak to this real estate investment club about harvesting home equity to live off of in retirement. Let's just say a lively banter resulted.

Fremont Adult School
April 28, 2007
12 interested attendees had many questions about index annuities and life settlements that were shared along with other issues relating to market-safe alternatives.

Older Adults Care Management
March 5, 2007
Kit was invited to speak to the staff at this home care and case managemet agency to help their clients pay for home care and find ways to stay at home. Many referrals have come from this talk with the helpful information provided, yet previousl unknown, that can ward off a facility placement.

Stanford Employee Fair
February 21, 2007
Kit was invited to host a booth at the Stanford Employee Fair which she shared with the Senior Resource Alliance of the San Francisco Bay Area members, a networking group of experts in the senior services field she organized. The event was well-attended and information timely to many.

Fremont Adult School
January 30, 2007
New IRS rules pertaining to IRAs were shared to those who attended this course who were amazed at the new information they learned and were previously unaware.

Fremont Adult School
January 23, 2007
A sell out crowd of 16 students attended the Market Safe course. Thank you for the many good questions and lively discussions.

Fremont Adult School
January 20, 2007
Long-term care strategies and new options for those denied long-term care insurance were discussed especially in regard to changes in Medi-Cal planning.

Milpitas Adult School
January 11, 2007
Market- Safe financial alternatives were discussed to the 10 lively attendees who learned about life settlements and equity index annuities.

Fremont Adult School
January 9, 2007
How To Be Your Own Banker was shared with 5 eager attendees who appreciated the new information on how to stop paying the bank, and to pay yourself instead. New concepts and approaches were shared.

Fremont Adult School
January 6, 2007
The first time run of the course How to Maximize Your Pension was held at Fremont Adult School. Thank you to those who attended and gave such great feedback.

Market-Safe Investments
Fremont Adult School;
September 23, 2006:
And six again.

Market-Safe Investments
Milpitas Adult School;
September 12, 2006
And then, there were six.

Market-Safe Investments
San Mateo Adult School;
September 7, 2006:
How to participate in the market without losing principal and all prior gain  as well as alternative financial options that protect your original deposit were discussed in this popular class.  Thank you to the nine attendees who asked very good questions.

Market-Safe Investments & New Ways to Leverage an Estate
June 16, 2006
Kit taught 9 eager students at the Fremont Adult School on a Saturday morning new information about estate tax planning and principal-safe investments.  Many questions centered around 401k plans and the new IRS rules pertaining to IRA as to how to pay less in taxes upon inheriting the IRA.  Reverse mortgages and the tax-free income aspect of life insurance was also discussed with much interest!

Fremont Adult School:
April 28, 2006
Kit taught brave students who turned out for this Friday night session to learn how life insurance can be utilized as your own personal bank, eliminating finance and credit card companies.

Milpitas Adult School:
April 11, 2006
Thanks to those who came to learn about new IRS rules for IRAs and how you can pay less in taxes to the IRS ... and leave more to your heirs.

Milpitas Adult School:
April 5, 2006
Kit taught long-term care options and asset protection strategies including changes to Medi-Cal rules.

Milpitas Adult School:
March 28, 2006
Thank you to the nine students who turned up to learn about Market-Safe financial vehicles.

Fremont Adult School:
March 11, 2006
Students turned up to learn of principal-safe financial vehicles that make great returns.... that no one had ever heard of!

Stanford Fair
February 15, 2006
Kit was invited to have a booth at the Stanford Employee Fair. Many employees stopped by to pick up information and learn about their financial options.

Stanford University
January 26, 2006
Kit was invited to speak to all Stanford employees through the Work-Life office about elder care planning information and updates to Medi-Cal/Medicaid under new Federal regulations. There were 40 employees in attendance who appreciated the current information!

Sunnyvale-Cupertino Adult School
January 26, 2006
Kit taught 7 interested students about index annuities and life settlements. Thank you to those who attended for your great questions and real-world examples.

Milpitas Adult School
January 17, 2006
Thank you for those who braved the pouring rain to learn about long-term care insurance and other asset protection strategies. Those who attended were eager to hear the various options - some new, some old. Pre-planning leaves more options available and it is never too early to address this important and often-overlooked topic!

San Mateo Adult School
January 12, 2006
Six students attended the course "Market-Safe Investments That Do Not Risk Principal" for this evening course. Many real-life examples were in the room and thank you to those who shared your personal stories. It is amazing how people do not get this valuable information from other sources, or even know this information is out there!

Fremont Adult School
January 7, 2006
Nine students turned out for the course "Market-Safe Investments That Do Not Risk Principal" on this rainy, Saturday morning. Thank you to all those who were eager to learn about alternative financial options and had such great questions. Young and not-so-young were in attendance and appreciated my information which all found new and important.

Sunnyvale-Cupertino Adult School
December 10, 2005
Kit taught 7 students at this premiere course at this new adult school. This was the most eager group to whom information about index annuities and life settlements was shared. Thank you to all for your lively discussion and genuine interest. We are off to a good start!

Fremont Adult School
December 3, 2005
Kit taught those who wanted to hear about new IRS rules pertaining to IRAs and how heirs, not Uncle Sam, can inherit more of an IRA. Why give the government more money than you have to? Well, you are if you have not done this planning - it doesn't happen by accident or automatically even though these are federal laws....

Fremont Adult School
November 5, 2005
Kit taught the course Market-Safe Investments at Fremont Adult School on November 5, 2005. The students were eager to learn new principal-safe financial vehicles they had never before heard of... much to their amazement! Many good questions were asked and a lively discussion took place. Thank you to all who attended!

Fremont Adult School
October 8, 2005
Kit taught "Is the IRS the Beneficiary of Your Estate?" at the Fremont Adult School on October 8, 2005. Those in attendance affected by the new IRS rules regarding IRAs were unaware of the changes in the law and had NOT been notified or made aware by the custodian of their account(s). Thank you to those who turned out on Saturday morning to learn about improving your financial well-being and that of your heirs!

San Mateo Adult School
October 4, 2005
Kit taught "Long-Term Care and Elder Planning Issues" at the San Mateo Adult School on October, 4, 2005. Recent updates to Medi-Cal regulations and new options for those denied traditional long-term care coverage were discussed. As always, the never-before-heard information was appreciated with surprise that such important information is not more widely known, or accessible. Hence, the reason Kit teaches these courses!

Milpitas Adult School
September 27, 2005
Kit's new course: How To Recapture Interest Charges You Currenlty Pay Banks was a go for the first time. This unique course discusses how to utilize a specific life insurance policy to act as your own bank and recapture finance charges you currently pay out within your own policy. Why pay interest charges to a finance company if you can pay yourself back through your own life insurance policy that grows in cash value each time you do it? Re-think the way you expend money .... and grow richer. It is not only what you make, but what you keep that enhances wealth!

Fremont Adult School
September 24, 2005
Kit is new to teaching at the Fremont Adult School. So far the new courses have been a success with enough enrollees. This course discussed the various ways to obtain coverage for long-term care...even for those denied long-term care insurance! Elder care planning and changes to Medi-Cal rules were also discussed using real-life examples. All were surprised to learn one NEED NOT be broke to have Medi-Cal pay for nursing home care. NEW options for paying for coverage without on-going premiums were discussed as alternatives to traditional long-term care insurance.

San Mateo Adult School
September 21, 2005
10 students enjoyed learning about equity index annuities and life settlements as alternative financial vehicles to preserve principal and potentially make double digit returns.  This course has recently been revised to include new material for those concerned with losing money in the market and open to learning about these less traditional options.  Thank you to those who attended and brought your good, real-life examples and questions!

Fremont Adult School
September 10, 2005
Kit taught the course: Market-safe Investments to 5 students who turned out for the Saturday morning class. The information was new to all. Some shared their personal experiences with investments and there motivation for attending this course. Kit is new to the Fremont Adult School and happy that the first course was held with enough students.... with hopes for many more in the near future!

Resource Milpitas Adult School - September 6, 2005
September 6, 2005
Kit taught the course: Market-safe Investments to 12 eager students who turn out for this new information. Equity index annuities and life settlements were discussed as financial options no one in the class had ever heard of before. A lively question-and-answer period followed the course and the information was appreciated.

Senior Resource Day
May 21, 2005
Kit had a booth at the Foster City Senior Resource Day event along with other senior service organizations on the Penisula. Thank you to those who stopped by to learn about the many wonderful organizations helping seniors!

Foster City Senior Fair
May 21, 2005
Kit had a booth at the Foster City Senior's Day event. Many community resources of interest to seniors were there to share their information and pass out marketing materials. Thank you to those who stopped by!

San Mateo Adult School
May 17, 2005
Kit taught 5 eager students about how to participate in the stock market without losing principal and other "principal-safe" financial alternatives. As usual, all in attendance stated they had never heard this information before and this these wonderful additions to their financial holdings.

Peninsula Covenant Church:
March 5, 2005
Kit spoke at a special event of PCC 50+ group held to inform members of new issues in senior finances. There were over 60 members who came out for the Saturday morning seminar who enjoyed learning all new information. Kit has met with some membes to see how this information can improve their financial lives. Thank you to this lovely group of appreciative people for inviting me to share my knowledge.

Milpitas Adult School:
March 30, 2005
Kit taught 10 eager students about new market-safe investments. This is the largest attendance at any course! Those who came out on a Tuesday night enjoyed learning about index annuities and life settlements. Thank you for signing up for the course which all found interesting and new information they had never before heard.

Senior I & R Forum -
February 9, 2005
Kit gave a presentation to the Senior Information and Referral group of San Mateo County professionals who work with the senior population and their diverse needs. She spoke with MaryJo Lafaye of Wells Fargo who spoke about reverse mortgages. Kit discussed the various estate planning strategies often coupled with doing a reverse mortgage and ways to leverage and preserve an estate. Thanks for the invitation to speak to this group.

Institute on Aging -
November 11, 2004
Kit had a booth at this first annual Peninsula event. 20 attendees heard her speak about the latest in senior financial issues including updates on Medi-Cal rule changes, new investments, and current information about obtaining medications at a reduced price. Thank you to all who attended and to John Edwards of JV Senior Mortgage in San Carlos (reverse mortgage specialist) who hosted the event!

San Francisco Alzheimer's Support Group -
October 20, 2004
Thank you to the Jackie Chan Senior Center for asking Kit to speak to their Alzheimer's support group. There were 9 caregivers in attendance to learn about ways to preserve their estate from the exorbitant costs of long-term care. New Medi-Cal regulations were discussed and many questions asked and answered. Thanks for the wonderful Chinese food and hospitality!

Financial Planning for Long-Term Care -
September 29, 2004
Kit taught a course at the San Mateo Adult School about how to keep assets and not go broke paying for home care, assisted living, and nursing home care. Updates to Medi-Cal regulation changes were discussed as well as new options for those denied long-term care coverage. Thank you to those who attended!

San Mateo Adult School -
June 9, 2004
Kit taught a dual course about new IRS laws re: IRAs and How To Participate In The Stock Market Without Risking Principal. There were 4 interested students who came out on a Weds. night to learn all about it. Many good questions were asked and all appreciated the information they had not heard elsewhere!

Parkinson's Suppot Group -
June 9, 2004
Kit spoke to 20 members of the Palo Alto Parkinson's Support Group about ways to preserve their assets from a long-term illness. Various options - some new - were shared and many good questions were asked. Of particular interest was long-term care insurance and various ways to obtain long-term care coverage WITHOUT paying an on-going premium and even for those denied coverage. Thanks to the nice group for their genuine interest and hospitality!

How To Leave More of Your Retirement Account to Your Loved Ones and Less To Uncle Sam:
February 12 2004 7:00 - 9:00 pm

Mills Estate Villa -
February 11, 2004
Thank you to this retirement community for inviting me to speak to residents, families, and the public community interested in how to avoid going broke paying for long-term care. Kit spoke with a long-term care insurance agent to about 10 very appreciative attendees who were overwhelmed by the amount of the important information they did not know existed.

Long-Term Care Insurance and Asset Protection Strategies:
February 5, 2004 7:00 - 9:00 pm

Parkinson's Support Group -
February 4, 2004
Kit spoke to the South San Francisco Parkinson's Support Group about how to pay for long-term care without going broke. New options to pay for home care were discussed. The group was most interested in qualifying for Medi-Cal WIthOUT depleting assets and how to preserve one's home. Thank you for inviting me back for another visit. There is always new information to share!!

How To Pass On More of Your Retirement Account To Your Heirs and Less To Uncle Sam -
January 21, 2004
Kit taught a course at the Milpitas Adult School about the new IRS laws regarding your retirement account. Those in attendance all had retirement accounts and lost of questios as their custodians had not informed them of these new laws. Thank you to all who attended!

Foster City Senior Fair -
Nov 11, 2003
Kit had a booth at this annual event. Flu vaccinations were provided at the center... keep healthy!!

Los Altos Senior Center -
November 7, 2003
Kit spoke as part of a six person panel from 12-1 pm about the
latest in senior finances including new ways to fund home care, assisted
living, and nursing home care. Other panelists included representatives
from residential care communities, hospice and home care organizations,
and assisted living facilities.

Edgewater Isle Senior Living -
October 29, 2003
Kit was asked to speak to the independent living residents about what to and how to prepare for their future. Ways to pay for various living arrangements will be discussed as well as the latest issues in senior finances.

October 23, 2003
Kit spoke at Hillsdale Manor Nursing and Rehabilitation Center. While attendance was minimal, the information provided on the latest in senior finances was much appreciated... especially given the imminent need for those with a loved one in a long-term care facility.

El Camino Hospital Panel -
October 23, 2003
Kit spoke as part of a six person panel about the latest in the senior financial world including new ways to fund home care, assisted living, and nursing home care without going broke!!Other panelists included representatives from hospice, home care, and senior residential facilities.

October 2, 2003
Kit taught at Milpitas Adult School about an exciting option of participating in the stock market WITHOUT risking principal. There are many varieties of this option, but all appreciated learning how they can work for them without losing money!

Menlo Park Lion's Club -
October 1, 2003
Kit spoke to the Lion's Club in Menlo Park about her services. Questions centered around reverse mortgages and how these can be used to pay for home care, and how to NOT go broke paying for nursing home care. Thank you for inviting me to your kind, philanthropic group... the Chinese food was terrific as well as the company!

September 25, 2003
Kit taught about the new options for long-term care coverage even for those denied insurance. Those in attendance were amazed at the various ways to pay for home, assisted living, and nursing home care without going broke. No one realized one need NOT be broke to qualify for Medi-Cal and learned how to legally get on Medi-Cal while keeping assets and protecting the home.

San Francisco Sons In Retirement -
September 24, 2003
Kit spoke to the SIRS SF group as a luncheon speaker.
Always hospitable, there were over 100 retirees in attendance.
She presented "The Latest In Senior Finances You've Never Heard
Before".

September 18, 2003
Kit taught a course at Milpitas Adult School regarding the NEW IRS laws and how one can leave a legacy and not a tax bill to their heirs. Thank you to those in attendance who appreciated hearing what their financial institutions had not told them...

New IRS laws -
September 17, 2003
Thank you to those who attended the course "How To Maximize Your Retirement Account Under New IRS Laws". THose in attendance were amazed they had never heard this information before, even from financial institutions holding their account(s). Many plan on acting to benefit themselves and their heirs very soon!! What happens AFTER you pass on your account(s) can create more value than a lifetime of wise investing... if you plan.

September 10, 2003
Kit taught a course on all options to preserve an estate from long-term care expenses. THere were 2 sisters in the class who are caring for ailing husbands who could greatly benefit from the information provided. NEW options and approaches were discussed.

August 23, 2003
Kit presented to concerned seniors and family members at EL Camino Hospital about senior finances. She was part of a 5 person panel who discussed a variety of senior concerns such as home care, hospice, adult healthcare centers, assisted living facilities, and much more!! Thank you to the 35 in attendance who very much appreciated our expertise!!

August 15, 2003
Kit spoke as part of a 5 person panel which educates seniors and those caring for them about living options, Medicare, Medi-Cal, and ways to pay for care.

San Mateo Senior's Day -
August 14, 2003
Kit participated in the Senior's Day at the fair where thousands of seniors came through to get their free pens, magnets and information on Batina Financial & Insurance Services. A great time was had by both vendors and seniors, many of whom had heard Kit at a seminar near them!

Belmont Comunity Fair -
August 10, 2003
Kit had a booth at this first annual event. She distributed prizes, candy, and brochures too! It was a very fun day for kids and parents. Join us next year!

San Mateo Adult School -
June 26, 2003
Thanks to those who attended the SMART course on new IRS Laws RE: Retirement Accounts. Learning about the proper distribution of ones IRA was helpful to those doing proper estate planning. This often overlooked aspect of how this asset NOT in a trust can leave a legacy instead of a tax bill was new to all in attendance.

Half Moon Bay Senior Center -
June 30, 2003
Thank you to the staff of the Half Moon Bay Senior Center who invited me back to speak to its members about senior finances. New topics included reverse mortgages and ways to pay for long-term care expenses even for those denied insurance. Your hospitality is always appreciated!

Federated Women's Club -
June 10, 2003
Kit spoke to 20 members of the San Carlos Women's Club as their luncheon
speaker for the June meeting. Thank you to for the hospitality and all
the fixins! We discussed women's financial issues and general senior
financial planning concerns. Questions centered around going broke
paying for long-term care and reverse mortgages.

How To Leave More of Your Retirement Account To Heirs
Kit taught a class at Milpitas Adult School May 3, 2003 regarding the new
IRS laws affecting your retirement accounts. Thank you to those who rose
bright and early to learn how to leave more of their retirement account
to heirs and less to Uncle Sam.

AARP
April 10, 2003
Kit spoke to the San Jose chapter of AARP about senior financial
issues. Thanks for the warm welcome and good Safeway Bakery cake!!

Senior Friendship Club
April 23, 2003
Kit spoke at the Palo Alto Senior's Group about an overivew of
the latest in senior finances. There were about 30 in attendance who
asked many good questions! Thank you for inviting me back for my annual
visit!

How To Leave More of Your Retirement Account to Heirs... New IRS Laws
Kit taught a class at Milpitas adult school May 3, 2003 on the
new IRS Laws affecting your retirement accounts. Thank you to those who
rose bright and early to learn how to leave more of their retirement
account to heirs and less to Uncle Sam.

United Methodist Church Group
January 8, 2003
Kit spoke to the senior women's group of the United Methodist Church in Los Altos as a luncheon speaker on January 8, 2003. Thanks for the referral from a client to speak to this group!

San Francisco Senior Center
January 10, 2003
Thank you to the SF Senior Center for inviting me to speak to your group. There were about 20 in attendance to hear about the latest in senior finances. I appreciate your hospitality and invitation!

How To Invest in the Stock Market... Without Losing Principal
January 11, 2003 from 9:00 -11:00 am
Kit educated 6 students who got up early on Saturday, Januray 11, 2003 to hear about equity index annuities and how they can be used for retirement account as well as non retirement account funds. All those in attendance had never heard of the concept and were glad to be informed about alternatives to the stock market roller coaster and market risk!!

Retirement Inn of Burlingame
January 15, 2003
Thank you to the Retirement Inn of Burlingame for inviting me to speak at their lovely facility! There was a great turnout of nearly 30 residents and guests to hear Kit give an overview of the latest in senior finances. Many questions were asked and specific situations raised. All agreeed that they did in fact learn at least one important fact about senior financial matters that they did not already know (as promised)!

El Camino Hospital Senior Panel
January 28, 2003
Kit spoke as part of a 6 person panel to over 30 seniors about senior housing and financial issues. Thanks to El Camino for sponsoring this annual event which is always well-attended and for the positive feedback from the attendees. There were many questions about paying for long-term
care without paying on-going premiums and a discussion of new options for
financing care expenses. See you next year!

Little House Senior Center
January 29, 2003
Kit was one of 6 panelists who spoke about senior issues to the crowd of 15 seniors. Thanks for having us!

El Camino Hospital Forum
A booming crowd of 30 seniors came to hear Kit and the other 5 panelists speak about senior housing and other issues. There were many questions and a lively discussion following the presentations. Thanks for all the positive feedback from attendees!

Mountain View Senior Center
February 6, 2003
Thank you to the Mountain View Senior Center for having the panel of senior experts speak to your members. Six panel members spoke about hospice care, assisted living centers, adult day care, home care, dementia care, and Kit spoke about senior financial issues (including how to pay for all this). Those in attendance appreciated our knowledge and
expressed the importance of this vital information.

CPC Church Senior Group
February 8, 2003
Kit spoke with her accountant at a dinner meeting of the Central Peninsula Christian Church in Foster City. There were about 25 in attendance to hear about senior finances...and enjoy lasagna--which was better, the entertainment or the food?

Sequoia Adult School- Financial and Long-Term Care
February 8, 2003
Kit taught a class on ways to pay for long-term care expenses on Saturday 2/8/03. All in attendance appreciated the information and there were many personal examples given and questions about long-term care insurance, Medi-Cal, and preparing for old age. Thanks to those for rising and shining early to learn this important information.

San Ramon Alzheimer's Support Group
February 10, 2003
Kit spoke to this group about early stage preparations for those diagnosed with Alzeimer's and other chronic diseases. Those in attendance appreciated the information...which no one had heard before!!

Foster City Senior Center
February 11, 2003
Thank you to this senior center for inviting me to give a workshop! Therewas a great group of 12 seniors in attendance to hear an overview of senior finances. There was a lively discussion about nursing homes, reverse mortgages, and long-term insurance. Jokes were appreciated and the group learned alot! This was held at "Mills Estate Villa" in Millbrae

Ralston Village Assisted Living Community
February 12, 2003
Thank you to Sherry Plambeck, Director, and the families of Ralston Village who attended Kit's wine and cheesse talk from 7-8:30 pm. The talk was very well-received and the questions and answer session very informative. I hope I can be of help to families in an unfortunate situation. Of special interestwere NEW ways to pay for home care, assisted living, and nursing home care.

Millbrae Senior Center - February 24, 2003
Thank you to the Millbrae Senior Center for inviting me back to speak about the latest in senior finances! As always, the lunch and hospitality are appreciated. There was much interest in my topics and request for brochures. I would be happy to anser any follow-up questions about specific situations.

Sons In Retirement - February 26, 2003
Another branch of the Castro Valley SIRS invited me to speak as a luncheonspeaker at their February meeting. There were almost 100 "seasoned men" in attendance with many questions following the talk. Thanks for inviting me and for the warm reception and follow-up.

Senate Insurance Committe Hearing - February 27, 2003
Kit presented as a representative of the California Association of Senior Estate Planners (CASEP) at a hearing focusing on annuities and alleged abuses among seniors by agents. There was scores and scores of testimony and a concern for how to protect senior consumers from fraud and legitimate financial abuses. Kit presented the positive side of annuities and annuities of all types as well as how these can avoid
Medi-Cal. Targeting wrong-doers is one thing, but blackening the entire industry from doing good for a lot of seniors and confusing the issues is another. If you would like to learn more and write your legislator, call
Kit at 650-522-8890.

Alzheimer's Support Group - March 3, 2003
Kit spoke to this group of caregivers about various ways to pay for home care, assisted living, and nursing home care. Other related topics were also discussed such as utilizing a reverse mortgage to provide funds for long-term care insurance or to pay for care. Thank you for having me
speak to your group!

Financial Planning for Long-Term Care - March 13, 2003
Kit taught an evening course on long-term care insurance, Medi-Cal
planning, and the various ways to fund long-term care expenses. Students
in attendance asked many questions. Life insurnace/long-term care
policies, annuity/ltc policies, home healthcare for uninsurables, and
reverse mortgages were also discussed. Thanks for coming out of the rain
to hear me out!

National Association of Retired Federal Employees (NARFE)
March 15,2003
Thank you to the Redwood City chapter who invited me to speak at the
March meeting. Your hospitality is most appreciate! There were about 15
members in attendance and all agreed they learned something new from the
talk. Thanks also for the excellent chocolate cake!!

New Rules Regarding the IRAs and Other IRA DIstrubition Planning Issues -
March 20, 2003
Thank you to the attendees of this new San Mateo Adult School course.
We discussed the NEW IRS rules regarding cutting taxes on IRA
withdrawals, and how you can leave more of your retirement account to
heirs upon your death. Roth IRAs and using life insurance to leverage
assets were also discussed.

Masonic Lodge - April 3, 2003
Thank you to the Hayward Masonic Lodge for inviting Kit to be a luncheon
speaker to its members. Both men AND women, this time! There were about
25 in attendance and many questions asked about the latest in senior
finances. Thanks for the lunch!!

Hillsdale Manor Nursing & Rehabilitation Center - July 23, 2003
Kit spoke at Hillsdale Manor to families of current residents. Attendance was small, but those there appreciated the important information especially since it was so imminent and relevant to them.